Mortgage

Count on BTG Pactual’s expertise to support your next milestone, from purchasing a property to refinancing your home.

What is a mortgage?

A mortgage is a real estate financing structure that enables you to purchase a property using credit provided by a financial institution. You repay the financed amount over time through periodic installments that combine principal and interest. With BTG Pactual, you access a structured, reliable solution to support your property purchase, with options designed to align with your financial profile, needs, and long-term objectives.

Why consider a mortgage

Discover some of the key benefits of this type of loan.

Long-term financial planning

Enables you to distribute the cost of the property over several years.

Immediate access to the property

Allows you to acquire the home without paying the full amount upfront.

Predictable monthly payments

Helps you plan your finances with stability and better control over your budget.

Eligible property types

BTG Pactual offers mortgage solutions for different types of properties, allowing you to finance or refinance real estate according to your personal goals, investment strategy, and long-term plans.

Residential Homes

Supports individuals and families seeking long-term stability, predictable payments, and a financing solution tailored to their financial profile.

Second Homes / Vacation

Designed for clients looking to acquire a secondary property, this type offers flexibility while helping you expand your real estate portfolio.

Rental Property

Suitable for investors aiming to generate recurring income. Financing a rental property allows you to leverage credit to build wealth and diversify investments.

Commercial Property

Structured solutions for the acquisition or refinancing of commercial real estate, such as offices, retail spaces, or mixed-use properties.

Refinance

Refinance your mortgage to adjust your term, lower your monthly payment, or access additional funds. Count on our specialists to select the option that best aligns with your current financial plan.

Man and woman smiling while leaning on cardboard boxes.

Our service areas

We currently offer mortgage solutions in New York and Florida, supporting US and non-US* clients across both states with specialized guidance and tailored financing options.

*Via foreign nationals.

New York Customers
You may file a complaint about your mortgage servicer with the New York State Department of Financial Services by calling the department's Consumer Help Unit at 1-800-342-3736 or by visiting www.dfs.ny.gov. BTG Pactual Bank NA is not registered with the Superintendent of Financial Services.