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Banking Accounts

Flexible banking solutions designed to support your financial journey.

Checking account

BTG Pactual checking account is tailored to offer flexibility and convenience, adapting to your financial needs at every stage of life.

Built for everyday banking

Our checking account provides essential tools to help you manage your money efficiently and with confidence.

Debit Mastercard

Make your daily purchases conveniently from your checking account.

No ATM fees

No fees from us for using an ATM and we fully rebate other banks’ ATM surcharges.

Online and mobile banking

24/7 access to your accounts and information with the convenience of mobile deposit.

Banker support

Our bankers are just a phone call or email away. Monday through Friday 9:00 a.m. to 4:00 p.m.

Online bill pay

Conveniently pay your bills from your phone or desktop.

Money movement

Move money quickly and easily via ACH or wire transfers.

BTG Pactual Debit Card

With a modern design, the BTG US Debit Card is part of the Mastercard network, ensuring secure transactions and convenient access to ATMs across the country.

If you were previously a M.Y. Safra Bank client, no action is required on your part. Your new BTG US Debit Card will be sent automatically.

Savings account

Our savings account securely stores your money while helping it grow with interest, offering convenient access and simple tools to manage your finances effectively.

Earn interest and grow your balance over time.

Save money to achieve personal and financial goals.

Set aside funds for emergencies or planned purchases.

Keep your money secure and protected.

Track and manage your savings with simple tools.

Access your account through online and mobile banking.

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Certificates of Deposit

Our Certificates of Deposit (CDs) offer you a high yield fixed interest rate for a selected term, ranging from 3 months to 60 months. The most advantageous approach is to create a CD ladder, whereby you divide your investment funds over multiple CD terms at increasing rates. As CDs mature, you reinvest them at the longest term in your initial investment. By spacing out the terms, a CD reaches maturity every few months. This provides you with the potential opportunity to reinvest at higher rates or to achieve greater liquidity.

Money Market Account

A money market account combines liquidity and earning potential in a single solution. It allows you to keep funds readily accessible while benefiting from competitive, tiered interest rates that increase as balances grow.